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Banking built for business.
Every business has a next step. Whether you're managing day-to-day operations, purchasing equipment, expanding your footprint or planning for future growth, First State Bank offers banking and lending solutions to help you move forward.
From everyday business banking to commercial financing and treasury management, our team works to understand your business and connect you with the right solutions.
Business Checking & Savings
Everyday banking built around your business.
Keep your business moving with checking and savings options designed to help you manage everyday finances, maintain reserves and stay focused on what's next.
Business Checking • Business Savings • Money Market Accounts
Explore Business Checking Accounts →
Explore Business Savings Accounts →
Commercial Lending
Financing for what's next.
Whether you're expanding, purchasing property, investing in equipment or need additional working capital, First State Bank offers commercial lending solutions designed around your business and your goals.
Commercial Real Estate • Equipment & Capital Improvement Financing • Lines of Credit • Agricultural Loans
Small Business Loans
Big plans can start small.
Growing a business takes more than a good idea. Our small business lending options can help provide the financing you need to invest in your operation and take the next step.
Equipment & Capital • Business Lines of Credit • Commercial Real Estate
Explore Small Business Loans →
Treasury Management
More control over your cash flow.
The right tools can make managing your business finances easier. First State Bank's treasury management solutions help businesses streamline payments, manage receivables, protect accounts and maintain greater visibility into their cash flow.
More Ways We Can Help Your Business
Business Debit & Credit Cards
Tools for managing everyday business purchases and expenses.
Merchant Services
Payment solutions designed to make it easier for your customers to do business with you.
Business Online & Mobile Banking
Access and manage your business accounts wherever business takes you.
Fraud Prevention & Account Security
Tools and resources designed to help protect your business accounts.
Commercial Lending
Your business has plans. Let's talk about what's next.
Every business opportunity looks different. That's why commercial lending shouldn't be one-size-fits-all.
Our commercial lenders work with businesses to understand where they are today, where they're headed and what financing options may help them get there.
Whether you're purchasing commercial property, expanding your facilities, investing in equipment or looking for additional working capital, we're ready to start the conversation.
Commercial Real Estate
Financing for purchasing, developing or refinancing commercial property.
Construction & Development
Financing solutions for eligible commercial construction and development projects.
Equipment Financing
Finance the equipment and resources your business needs to operate and grow.
Lines of Credit & Working Capital
Flexible financing options designed to support cash flow and everyday business needs.
Business Acquisition & Expansion
Financing to support your next stage of business growth.
Meet Our Commercial Lending Team →
Treasury Management
Spend less time managing money. More time running your business.
As your business grows, managing cash flow becomes increasingly important.
First State Bank offers treasury management solutions designed to help businesses manage payments, receivables, liquidity and account security more efficiently.
ACH Services
Wire Transfers
Remote Deposit Capture
Positive Pay
Merchant Services
Business Bill Pay
Online & Mobile Banking
A Relationship That Goes Beyond Banking
Business is personal. Your banking relationship should be, too.
At First State Bank, we believe understanding your business is the first step toward helping you reach your goals.
Our team takes the time to learn about your operation, understand your needs and connect you with the banking, lending and financial solutions that can help your business move forward.
More than a bank. A community partner.
What business banking services does First State Bank offer?
First State Bank offers banking and financial solutions for businesses, including business checking and savings accounts, commercial lending, small business loans, treasury management and digital banking services.
Does First State Bank offer commercial loans?
Yes. First State Bank offers commercial lending solutions for a variety of business needs, including commercial real estate, equipment purchases, working capital, lines of credit and other eligible business financing needs.
Does First State Bank offer loans for small businesses?
Yes. First State Bank provides lending options for small businesses, including financing for equipment, working capital, commercial real estate and other eligible business needs.
Can First State Bank finance commercial real estate?
First State Bank offers commercial real estate financing for eligible business and investment property needs. A commercial lender can help you explore available financing options.
Does First State Bank offer business lines of credit?
Yes. Business lines of credit may be available to help eligible businesses manage cash flow, working capital and other short-term financing needs.
What is Treasury Management?
Treasury management includes banking services and tools that help businesses manage cash flow, payments, receivables and account security more efficiently.
How do I talk to a commercial lender at First State Bank?
Businesses can connect with a First State Bank commercial lender to discuss their goals, financing needs and available lending options.
Let's build what's next.
Whether you're starting, growing, expanding or planning for the future, First State Bank is ready to help you explore banking and lending solutions for your business.