Banking for everyday life
and whatever comes next.
From managing everyday expenses to saving for the future or financing a major purchase, First State Bank offers personal banking solutions designed to help you make the most of your money.
Whether you're opening your first checking account, building your savings, looking for a competitive CD or exploring loan options, we're here to help you find the right fit.
Checking Accounts
Everyday banking made simple.
Find a checking account that fits the way you bank. First State Bank offers personal checking options with convenient access to your money and the digital tools you need to manage it wherever life takes you.
Savings Accounts
Save today for what's next.
Whether you're building an emergency fund, saving toward a goal or simply putting money aside for the future, our personal savings options can help you keep making progress.
CDs
Put your savings to work.
Looking for a predictable way to grow your savings? Certificates of Deposit offer fixed terms and rates, giving you another option for reaching your financial goals.
Consumer Loans
Financing for life's next step.
Sometimes what's next requires a little extra help. First State Bank offers personal lending solutions for a variety of needs, with local service to help you understand your options.
Auto Loans • Consumer Loans • Recreational Vehicle Loans • Other Consumer Financing
Bank Wherever Life Takes You
Manage your accounts when and where it's convenient for you with First State Bank's digital banking tools.
Online Banking
Mobile Banking
Mobile Deposit
Bill Pay
Debit Cards
Digital Wallets
Personal Service. Modern Convenience.
Banking may look different than it did generations ago, but some things shouldn't change.
At First State Bank, we combine convenient banking technology with the personal service of a community bank. Whether you prefer to bank online, on your phone or face-to-face, we're here when you need us.
What types of personal banking accounts does First State Bank offer?
First State Bank offers a variety of personal banking solutions, including checking accounts, savings accounts, Certificates of Deposit and consumer lending options. Customers also have access to digital banking tools designed to make managing their money more convenient.
How do I choose between a checking and savings account?
Checking accounts are generally designed for everyday spending and transactions, while savings accounts are designed to help set money aside for future needs and goals. Many customers use both as part of their everyday banking.
What is a Certificate of Deposit?
A Certificate of Deposit, or CD, is a deposit account that typically offers a fixed interest rate for a specified period of time. CDs can be an option for funds you don't expect to need during the selected term. Early withdrawal penalties may apply.
Can I bank with First State Bank online?
Yes. First State Bank offers digital banking tools that allow customers to manage eligible accounts conveniently online and from supported mobile devices.
Whatever you're working toward, start here.
Explore personal banking solutions from First State Bank and find the accounts and services that fit your needs today and what's next.