First State Bank Auto Loans
Allow Us to Help You with Your Auto Lending Needs
Whether for work, family, or traveling, purchasing a car is a financial decision that should be approached with confidence, and securing the right auto loan is the essential first step to getting you on the road. At First State Bank, we make financing simple through auto loans in Texas with flexible terms and competitive rates.
Our lending team takes time to understand your goals and explain the details before you apply. We can help you compare loan options, explore refinancing, and choose the approach that works best for your situation. Every application is reviewed carefully, and all loans are subject to credit approval.
To learn more, call (940) 668-4347 or send us a message!
Ready to Submit an Application?
Apply for a Auto Loan Today
Online
If you prefer handling your application digitally, our secure online portal is available 24/7. The form is quick to complete, and a local banker can assist if you need help or have questions along the way. This option is ideal for anyone who wants to save time when applying for auto loans in Texas.
With a Banker
Meeting with a lender gives you the opportunity to compare rates and discuss refinancing in person. To speak with a banker in person, drop by during office hours, and we will be happy to assist you. Our team can explain our options for auto loans in Texas so you can choose the one that works best for your budget and goals.
Auto Loan Terms
Important Disclosures:
Annual Percentage Rate effective as of 9/18/2025.
Subject to Credit Approval. A $45.00 admin fee will be added to the loan amount. No origination or application fee.
Approval process may take longer if additional documents are requested.
Minimum loan amount $1,500. Repayment terms range from 6 - 84months. APR ranges from 4.95% to 16.70%. Loan amount and term are based on vehicle value and applicant credit profile. Proof of insurance is required prior to loan funding. The following example depicts the interest rates, monthly payments, and total payments available for a $50,000.00 loan with a 60-month term: interest rate range of 4.95%-16.70%, 60 payments of $942.42 - $1,234.58 and total Payments of $56,545.01- $74,074.66.
If approved, your loan amount, interest rates and monthly payment may differ from the example based on the length of the term selected, your current income, creditworthiness, and other factors.
We're dedicated to serving you.
Our team is committed to providing quality service with attention to detail and a personal approach.
Whether you’re applying for car loans or evaluating refinancing choices, you can rely on First State Bank for personalized solutions. To learn more, reach out to us or stop by a nearby branch. A local lender can answer your questions about car loans and help you get started.
Customer Service Hours
Monday-Friday: 7:00 am to 11:00 pm
Saturday-Sunday: 9:00 am to 5:00 pm
(940) 665-1711