

Cory Smith
VP Mortgage Advisor NMLS # 1813080
Your Trusted Local Mortgage Advisor in Waco
If you’re looking for a knowledgeable and reliable mortgage advisor in Waco, TX, Cory at First State Bank is here to help. Whether you’re buying your first home, building, refinancing, or upgrading, Cory provides personalized guidance and competitive home loan solutions tailored to your goals.
As a local lender serving Waco and the surrounding Central Texas communities, Cory understands the local market and works closely with borrowers to make the mortgage process smooth and stress-free. If you’re looking for a knowledgeable and reliable mortgage advisor in Waco, TX, Cory at First State Bank is here to help. Whether you’re buying your first home, building, refinancing, or upgrading, Cory provides personalized guidance and competitive home loan solutions tailored to your goals.
As a local lender serving Waco and the surrounding Central Texas communities, Cory understands the local market and works closely with borrowers to make the mortgage process smooth and stress-free.
As a local lender serving Waco and the surrounding Central Texas communities, Cory understands the local market and works closely with borrowers to make the mortgage process smooth and stress-free. If you’re looking for a knowledgeable and reliable mortgage advisor in Waco, TX, Cory at First State Bank is here to help. Whether you’re buying your first home, building, refinancing, or upgrading, Cory provides personalized guidance and competitive home loan solutions tailored to your goals.
As a local lender serving Waco and the surrounding Central Texas communities, Cory understands the local market and works closely with borrowers to make the mortgage process smooth and stress-free.
Why Work with a Local Waco Mortgage Advisor?
Choosing a local mortgage advisor in Waco means:
✔ Faster communication
✔ Personalized service
✔ Knowledge of the Waco housing market
✔ In-house support from First State Bank
Unlike online lenders, Cory offers direct access, local decision-making, and a relationship you can count on long after closing.
Cory offers a wide range of mortgage options, including:Choosing a local mortgage advisor in Waco means:
✔ Faster communication
✔ Personalized service
✔ Knowledge of the Waco housing market
✔ In-house support from First State Bank
Unlike online lenders, Cory offers direct access, local decision-making, and a relationship you can count on long after closing.
• Conventional Home Loans
• FHA Loans
• VA Loans
• Construction Loans
• Refinance Options
• First-Time Homebuyer Programs
Whether you need mortgage pre-approval in Waco or guidance comparing loan options, Cory will walk you through every step.
Frequently Asked Questions About Home Loans in Waco
Q: How do I get pre-approved for a mortgage in Waco, TX?
A: Cory can guide you through a simple pre-approval process so you can confidently shop for a home.
Q: What credit score do I need for a home loan?
A: Loan programs vary, and Cory can help determine the best option based on your financial profile.
Home Loan Solutions in Waco, TX
Home Loan Solutions in Waco, TX
Ready to get started?
Connect with Cory at First State Bank in Waco, TX to discuss your home financing goals. Whether you’re purchasing, refinancing, or building, you’ll receive trusted advice and competitive mortgage solutions backed by a community-focused bank.
Apply today or request your mortgage pre-approval in Waco, TX
Apply today or request your mortgage pre-approval in Waco, TX

