Your 2026 Mortgage Review
A new year is the perfect time to revisit your home goals.
Sit down with a local First State Bank mortgage advisor for a quick, no-pressure review of your mortgage options—whether you're looking to refinance, tap into home equity, lower your payment, or plan for a future home purchase.
What We’ll Cover in Your Review
✔ Is your current mortgage still the best fit for you?
Rates, terms, and life situations change—your loan may need to as well.
Rates, terms, and life situations change—your loan may need to as well.
✔ Refinancing options
Explore ways to potentially lower your payment, shorten your term, or secure a more manageable monthly budget.
Explore ways to potentially lower your payment, shorten your term, or secure a more manageable monthly budget.
✔ Cash-out opportunities
See how accessing your home’s equity might help you pay off debt, make home improvements, or fund big goals in 2026.
See how accessing your home’s equity might help you pay off debt, make home improvements, or fund big goals in 2026.
✔ Home equity loans & lines of credit
Find out what you qualify for and how each option could support your plans.
Find out what you qualify for and how each option could support your plans.
✔ Preparing to buy or upgrade your home
Get guidance on credit, down payments, timelines, and what you can afford in today’s market.
Get guidance on credit, down payments, timelines, and what you can afford in today’s market.
✔ Local market insight from someone who lives here
Real advice from real neighbors who understand your community.
Real advice from real neighbors who understand your community.
It’s free. It’s local. It’s personalized.
No pressure, no obligation—just a clearer picture of your home financing options for the year ahead.
What to Bring
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Your most recent mortgage statement (optional)
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Any questions about refinancing, equity, or buying
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A few minutes of your time—that’s it!
Let’s make 2026 your best financial year yet!