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Get to Know Your Neighbors at First State Bank

We Are Committed to Excellence and Our Community
At First State Bank, we are committed to delivering excellent customer service and convenience. Whether it is by pioneering new banking products or taking client relations the extra mile, complete customer satisfaction is our top priority. We are proud to be a longstanding fixture of North Texas, as First State Bank has always been a community-centered bank. We have convenient locations to provide the personal service you deserve for all your banking needs. We offer a vast array of services for both personal and business banking.

Treating the Community as our Home
means we will continue to be a visible leader in the social and economic well-being in each community we serve.

Treating Customers as our Neighbors
means we will maintain our legacy of consistently meeting or exceeding customer expectations and building life-long mutually beneficial relationships.

Treating Employees as our Family
means we will foster a caring, respectful, and accountability driven environment which provides opportunities for ongoing personal and professional development.

Our History
Chartered in 1905, First State Bank is the oldest state bank in Texas. Our first location was in Gainesville, Texas and, even though we no longer occupy the original site, we still have two Gainesville locations and 11 additional locations spanning throughout the Central and North Texas counties of Collin, Cooke, Denton, Grayson, McLennan, Montague and Wise. Combining the friendly customer service of hometown banking with innovation and technology, we bring you a legacy of banking experience

Our greatest accomplishment is our ongoing dedication to our community and the people we serve. The commitment of our employees, officers and directors, along with the support of the community, have enabled First State Bank to attain the distinction of being Texas's first state-chartered bank to reach the centennial milestone. We are proud of our past and excited about what the future has to offer

It all started in 1905 in Gainesville, Texas

1908Original Teller Windows, J W Downard, Geo Morris, Frank Morris Jr.
"The advice of our bank is always at your service"
1920Behind the Teller Windows
1930Safe Deposit and Cash Vault
1952Frank E. Morris & Bobby Clack at Ground Breaking Ceremony
1953New Building Exterior
"They are qualified to handle your banking needs and welcome the opportunity to serve you"
1977January 30 - Grand Opening with a Texas Snowstorm
"We're first for you in everything we do"
1996 North Texas Bank & Trust joins the First State Bank Family.
1998 Lake Kiowa Branch Opens
2001Valley View Branch Opens
2004First Denton Branch Opens Permanent Location
2008First National Bank joins the First State Bank Family
2010Rayzor Ranch Branch Opens
2015North Texas Bank joins the First State Bank Family
2019The NCTC Denton First State Bank Exchange Campus & FSB Headquarters and Operations Center Opens
2020Sherman & Whitesboro branches open
2022Celina branch opens

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