Your Dream Home Starts Here.
$0 Down. 5% Forgivable Assistance.
Homeownership may be closer than you think. Explore mortgage options designed to help eligible buyers get into a home with less money upfront.
Big Opportunities. Less Money Upfront.
Buying a home is a big milestone, but saving for a down payment can feel overwhelming. First State Bank offers mortgage options that may help qualified homebuyers take that next step.
Program Highlights:
- $0 Down Payment: Eligible borrowers may qualify for financing with no down payment.
- 5% Forgivable Assistance: Qualifying borrowers may receive assistance subject to program terms and forgiveness requirements.
- Personalized Guidance: Our mortgage advisors can help you understand your options and navigate the homebuying process.
How Do I Get Started?
- Let's Talk. Connect with a First State Bank mortgage advisor to discuss your homebuying goals.
- Explore Your Options. We'll help you review available programs and determine your eligibility.
- Take the Next Step. If you qualify, our team will guide you through the mortgage process.
Frequently Asked Questions
Do I have to be a first-time homebuyer?
Eligibility varies by program. Our mortgage team can help determine whether this option is right for you.
Does $0 down mean no closing costs?
Not necessarily. Closing costs and other expenses may still apply.
What does forgivable assistance mean?
Assistance may be forgiven when specific requirements are met. Your mortgage advisor can explain the terms.
Let's Get You Home.
Whether you're just starting to explore your options or you're ready to buy, we're here to help.
Whether you're just starting to explore your options or you're ready to buy, we're here to help.