Best Practices and User Guides
Explore best practices and user guides provided by First State Bank – choose a service below.
ACH Origination Services
This premium service allows businesses to electronically originate payments without the use of paper checks, which may eliminate trips to the bank and save time and money as well. This service can also be used for Direct Deposit (payroll, vendor payments) or Direct Debit (collecting payments). ACH Origination is processed through Online Cash Management and offers multi-user access and multi-layered security.
Online Domestic Wire Transfers
With First State Bank, making wire transfers is convenient and provides peace of mind. Our Online Domestic Wire Transfers offer secure, same-day movement of funds through your Online Banking.
Positive Pay
Positive Pay can reduce the possibility of check fraud by providing the bank with a check-authorization file through Online Banking at the time the checks are issued. When checks are presented for payment, they are compared to the information on file to make sure everything matches.
Customer interaction is required to process account activity.
ACH Filter/Block Services
Use ACH filters and blocks proactively to add an extra layer of security. ACH filters and blocks can help protect your account from electronic fraud. You can use them in combination to review debits before posting. For example, you can set up an ACH block to prevent all ACH transactions and then use the filter to review debits before posting.
Remote Deposit Capture
With Remote Deposit Capture, you can make deposits anytime that's convenient for you with your smart phone, tablet or desktop. Remote Deposit Capture allows for simple,
safe and secure remote deposits at your fingertips so you can focus on more important things. Customizable research and reporting capabilities are included.