FIRST STATE BANK’S FINANCIAL RESOURCES BLOG
Stay in the Know with Money Tips, Bank News and Much More
Welcome to Our Financial Resources Blog
At First State Bank, we like to educate our customers and keep them up to date in the world of banking and finance. Here you will find savings tips, lending information, banking facts and everything in between.

How to Finance a Lot or Land Loan: Part 2
Published: March 28, 2018
Once you have found your perfect property, financing your future home site is quite different than financing an existing home. Typically, you will work with a local community bank who is knowledgeable in lot and land financing and who can serve as a trusted advisor to you during this process.

The First Step to Building Your New Home
Published: February 26, 2018
The Dallas-Fort Worth metropolitan area experienced a 10.1% population growth rate from 2010 to 2015. Significant population growth has continued to occur since 2015 and is projected for at least the next decade.

How Much House Can You Really Afford?
Published: June 1, 2017
The decision to buy a new home is an exciting one. Calculating just how much you can afford in terms of a mortgage can be tricky, however, even for the most experienced homebuyers. These guidelines should make the process of buying a home a little less stressful.

What is Equity?
Published: August 22, 2016
If you are looking into certain type of loans, you may keep seeing the word "equity" pop up here and there, and you may be wondering, "What is equity?"

Should I Buy a Foreclosed Home?
Published: August 22, 2016
If you are in the market for a new house, you might have stumbled upon a listing or two for a foreclosed home. Perhaps you are specifically interested in making an offer on a foreclosed home.